Category: Life Insurance

When you begin a conventional job, there's often a scheduled ending up in recruiting during which you review the insurance policy, the retirement plan and group life insurance. Freelancers, however, have to behave as their own recruiting department and learn how to set up their own health insurance and retirement plans on their own – […]

Term life insurance coverage is not an artisanal cheese or a Cabernet Sauvignon: It won't “mature,” no matter how long you have it for. The idea that term life matures is among the common misunderstandings regarding what happens at the end of your term. Whether you're in the researching phase of purchasing a policy or […]

Many people question the way they should organize their life insurance beneficiaries in the most effective way. You want to make sure your spouse, partner, kids or any other heirs are very well taken care of. You also want to help them make the most of their benefit. One method in which people look to […]

When you're looking for life insurance, there are more options than in the past, which is both good and bad. The wide variety of choices assists in keeping the present price of life insurance very low, but it also means it may be overwhelming trying to figure out what coverage to obtain, and from whom. […]

Raise your hand if you’re familiar with this saying: “You can’t go with you.” It's a saying we’ve all heard, probably many times, and it refers to the stuff and wealth we accumulate. But technically, it could also affect debt. Because debt doesn’t necessarily disappear when you pass away; the money you owe still fit […]

How healthy are you? It's a deceptively straightforward question. But how would you answer? You might reference your height, your weight, or your body mass index (which uses those two figures, Goldilocks-style, to find out whether you're underweight, obese, or just right). You might think how fast you are able to run a mile (assuming […]

You buy life insurance because you are trying to find financial protection for your loved ones. This seemingly simple, selfless gesture is also a little paradoxical in nature. You pay your monthly (or yearly) premiums, have coverage in place and hope your loved ones will never have to use it. And, in the event that […]

Haven Life exists to make life insurance simple: It allows you to get a personalized quote in minutes and start coverage – all online. But the reason Haven Life wants to make life insurance coverage simple is that it often isn't simple, and one illustration of it is exactly what happens when you need to […]

Before I worked for Haven Life, my husband and I were both customers, two first dozen or so customers in fact. I was working at MassMutual, the issuer of the Haven Term policy, and I have been following what Haven Life was building and when they opened sales up to a limited number of family […]

The death of the family member is, obviously, a stressful time. Not only are you currently grieving, you might also be bearing a heavy load of practical and logistical work related to funeral planning, bureaucracy (like getting a death certificate) and so forth. One area where hopefully we can make life easier: Filing a claim […]