Car crashes 'to be recreated with CGI' to tell precisely what happened – and who had been responsible


ROADSIDE disputes over who had been to blame within an accident and fraudulent crash-for-cash scams could be ending.

Insurers are turning to hi-tech computers to tell precisely what happened without counting on a "he said, she said" argument.

That could even include recreating CGI clips of the crash using data from black boxes suited to modern motors, according to experts.

Cars already are in a position to automatically send a Google Street View picture of your place to insurers when you have a crash.

And later on, the data collected all cars within an incident including speed, direction and braking force could be turned into a computer simulation that'd show who had been to blame.

This would accelerate claims, end expensive legal battles and prevent fraudsters making money.

Adam Gooch, director at telematics firm ITS, told The Sun: "It's certainly possible. We're focusing on quite a few things with large insurers to improve our claims offering."

ITS has already been dealing with Microsoft on crash analysis with more hi-tech project within the pipeline.

And Gooch explained it wasn't about insurers snooping on drivers but means you receive a fairer – and potentially cheaper – premium.

Gooch added: "It gives policyholders a much better experience. Insurers can deal with liability far quicker.

"And also the more efficient they are able to be, they can put that back to premiums."

Black box tech will also help tailor premiums so great drivers pay less no matter job, location and age.

Currently assumptions are created in regards to you according to your profile but telematics means you receive a person price based on your speed and agility.

Gooch said: "It's giving insurers the visibility on a driver to allow them to price accordingly."