Young drivers could cut their auto insurance premiums almost in two just by reducing

YOUNG motorists could slash their car insurance premiums almost in half by committing to being safer drivers.

Brits who agree to use a smart plug which measures driving habits can reduce more than lb1,700 off annual premiums.

The average annual quote for any young driver to insure their car now peaks at around lb3,500, making it harder for motorists to leave on the highway.

But those using connected auto insurance can dodge soaring costs.

Smartdriverclub Insurance are providing their customers the opportunity to use a smart plug (much like a black box) which measures driving behaviours including speeding, harsh braking and cornering to create a profile and see the type of driver you're.

Using that information, they are able to then tailor your insurance costs based on the degree of risk you pose on the highway.

Drivers that are deemed "safe" may also be rewarded with additional discounts when the time comes to resume their policy.

After being quoted monthly policies of lb3,500 a year, Chantel Mitchel, 27, from Hounslow, West London managed to save a whopping lb1,796 on her initial premium just by receiving install a smart plug.

Chantel had the unit installed behind the dashboard of her Vauxahll Corsa for 12 months, allowing Smartdriverclub to create a profile of her driving.

And when it came time to renew her policy, she was rewarded for her safe habits, again getting a discount of more than half – saving an incredible lb948.

Chantel Mitchell said: “After I passed my driving test I figured I would not have the ability to afford the insurance because the quotes I received were excessive.

"First of all , impressed me about Smartdriverclub is that right from the start I saved lb100 per month on my small insurance premium when compared to other quotes I received.

“I knew when I drove well in my newbie I would be rewarded with lower insurance on renewal.

"I was certain that I could accomplish this, as I had the Pass Plus which is a practical training course that takes around 6 hours and had solved the problem improve my ability to drive and drive more safely.”

According to Smartdriverclub, their focus is on supporting safe drivers and making it simpler for them to stay on the street.

Penny Searles, CEO of Smartdriverclub Insurance, said: “Unlike other insurers, Smartdriverclub Insurance only covers good drivers, that is how we can deliver savings to customers.

“This is why motorists like Chantel can take control of their insurance charges, instead of being penalised by rising premiums caused by fraudulent behaviour or any other people's accidents.

“Smartdriverclub helps motorists take advantage of the most advanced technology, that allows insurers to provide fairer premiums to good drivers, with the advantages of services such as theft tracking or crash assistance free with the policy.”