Brits fed up with speed limits are risking voiding insurance by thrashing cars on trackdays

FED up Brits are going to racetracks to get the most out of their cars – but they are risking huge damage payouts.

Harsh speeding fines, 20mph go slow zones and traffic jams are forcing drivers to book trackdays to use their cars.

But if drivers have a prang their standard policy will probably be invalidated by being on a circuit, according to insurers.

Brits are being warned they ought to tell their insurer prior to signing up as they might have to take out a separate specialised policy via a broker.

It's not just mega-rich supercars being removed on the right track, either, with drivers of hot hatches or high-powered saloons also seeking to get the most from their motors.

Trackdays.co.uk revealed first time bookings for its race tracks had soared by almost Half after tough new penalties were introduced for speeding last April.

Brits now face fines starting at 150 percent of the weekly income if caught doing 101mph on the motorway. Cases where motorists are given an excellent and penalty points for any single offence has risen by a fifth over 5 years, too.

The UK can also be the earth's 10th most congested country with caught up motorists spending an average of approximately 30 hours in traffic jams a year.

Dan Jones, operations manager at Trackdays.co.uk said: “The introduction of more severe speeding fines have had the knock-on effect of increasing track day bookings.

“We are certainly seeing more-and-more UK motorists taking their very own cars circuit driving at tracks such as Silverstone and Brands Hatch to have an adrenalin buzz in a safe environment and from the watchful eyes of the law.”

A spokesman for the Association of British Insurers added: "Your standard motor policy isn't made to cover racing like this, so there's a danger of invalidating cover.

"For part in track days such as this (or any kind of competitive driving of the vehicle), then you need to certainly tell your motor insurer.

"Also, check what insurance arrangements (if any) might have been produced by the organisers."