Delivery driver attempts to scam insurer with fake job but is left with huge crash bill after black box reveals fraud


A TAKEAWAY delivery driver was left with a crash bill within the tens of thousands of pounds after his attempt to scam an insurer backfired miserably.

The fast food fraudster from Merseyside obtained a policy that tracked his movements however lied about his true occupation to become approved for the cover.

He claimed to operate in telesales to get around Coverbox's policy not to insure delivery drivers.

But when the sneaky motorist attempted to claim after any sort of accident on Wednesday, the wheels started to fall off his not-so-ingenious plan.

The insurer could use data from the black box to exhibit the driver had been travelling in a manner that was in line with a delivery vehicle, and had been doing so not less than two weeks before the accident.

So after attempting to claim for the initial crash, which turned out to be a legitimate incident, the driver's policy was cancelled, leaving him to front thousands of pounds in repairs himself.

He was forced to spend the money for full premium, too, as the cancellation was right down to deliberately providing incorrect personal information.

And following the crash, the other driver involved submitted an accident claim, along with the occupants of their car, who also filed another five claims.

A whopping bill that is likely to run into "thousands of pounds" has been directed to the short food restaurant the driver-at-fault helped, with the fraudster likely to be responsible for the expense.

Black box data can help uncover fraud like this and help slash costs for honest motorists. Fraudulent claims may cost insurers thousands in payouts and illegitimate claims but telematics help level the arena against scams.

Howard Collinge, director at Coverbox, said: “Unfortunately, it is not uncommon for individuals to try and cut costs by misrepresenting their personal details to their insurer.

"These falsifications can eventually hike up the premiums for genuine policyholders residing in the same areas when, for instance, fraudulent claims are made.

"Coverbox are dedicated to making insurance costs fairer, and cheaper for everybody."