INSURANCE fraud is really a bigger problem that you might have guessed.
Insurers thwarted lb25 million price of fake claims per week in 2021, according to the latest industry figures.
This comes down to some 2,400 fraudulent claims a week and lb1.3 billion worth through the entire year, the Association of British Insurers (ABI) found.
Despite the impressive figures, the numbers were generally down when compared with 2021 with a 5 per cent fall by number and a 3 percent decline by value.
The ABI said a crackdown on stamping out organised fraud, including "crash for cash" staged motor collisions, contributed to the slight year-on-year fall in the number and price of detected fraudulent claims.
This is really a welcome news for drivers as The Sun Online previously reported that so-called “crash for cash”crimes – where low-speed collisions were exaggerated to scam the insurance industry – could be adding countless pounds to honest motorists' premiums .
However, the audience also revealed there is a little rise in spur-of-the-moment car insurance policy frauds up to 57,000 in 2021 from 54,000 in 2021.
The ABI said these opportunistic fraudsters will normally be otherwise law-abiding citizens, encouraged by “disreputable" claims management companies.
James Dalton, ABI's director of general insurance plan, said the vast majority of insurance claims are genuine, with millions being paid to customers every single day.
It added that “the industry does everything it may to keep premiums down and tackling fraud, which drives up prices for honest customers, is at the heart of that.”
The Sun previously reported that insurance agencies are clamping down on dishonest motorist and Horwich Farrelly is a firm leading the charge.
The firm tackled several cases within the last year, retrieving costs of lb60,000.
The newest successful legal battle saw Katherine Andrews, 47, from Dagenham stripped of the whiplash payout and ordered to pay for Admiral's costs of lb3,409.
Here are some of some of the more unusual cheats exposed through the ABI:
Queue jumper, cue prison sentence.
A motorist received a 6 month prison sentence after he deliberately cut into a lane of cars queuing to conquer the Seven Bridge.
He subsequently claimed the victim had collided with him and that he had suffered a painful back injury.
Unfortunately for the fraudster, CCTV footage in the scene showed that he had caused the accident.
Sticky fingers musician can't get no satisfaction
A fraudster who claimed lb35,000 over three years on a sickness insurance policy for depression and anxiety that he claimed left him housebound was caught out singing with a tribute band, Sticky Fingers.
Massaging bogus claims
A registered GP was jailed for 2 years to make false medical claims against insurers worth lb183,000 for physiotherapy sessions that never took place
Foul-mouthed cheat swears his method to court
A fraudster, who was abusive to insurance provider staff to bully them into dealing with his fraudulent claims, was sentenced to 22 months.
These claims included injury he explained he suffered following his cooker exploding, much more fact the cooker was undamaged.
A woman admitted making three false burglary claims. One involved the alleged theft of horse saddles in a horse show. Another concerned things for the home, including horse saddles, it's claimed have been damaged when moving house.
The insurer became suspicious when documents to aid her claim contained spelling mistakes.
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